Core Payment Capabilities
Simple solutions for everyday money movement
SwiftPay makes moving money straightforward. Send cash to friends, divide shared expenses, or link your bank accounts with complete peace of mind.
Instant Delivery
Peer-to-Peer Transfers
Send and receive money directly with friends, family, or contacts. Funds move immediately using phone numbers or payment handles.
- Zero delay on standard sends
- Simple contact lookup
- Clear payment confirmations
Even Splits
Split Payments for Groups
Divide dinner tabs, household bills, and group expenses fairly. Calculate exact shares and collect contributions in a few taps.
- Custom percentage or even cuts
- Automated tally tracking
- One-tap settled notifications
Quick Invoicing
Direct Fund Requests
Request payments from anyone with a personalized link or QR code. Remind contacts gently without awkward conversations.
- Shareable payment links
- Scan-and-pay QR codes
- Friendly automated reminders
Encrypted Protection
Account Linking & Security
Connect your standard bank accounts and debit cards securely with industry-standard encryption and multi-factor authorization.
- Bank-grade data encryption
- Instant card linking
- Real-time activity alerts
Reliable & Transparent
Frequently asked questions
Find immediate answers on how SwiftPay helps you send, split, and manage everyday payments with peace of mind.
Transfers between SwiftPay users are virtually instant. When you send funds to a friend, family member, or trusted contact, the money appears in their SwiftPay balance in real time, available immediately for spending or transferring to a linked bank account.
Still have questions?
Our support specialists are ready to walk you through any payment details.